A lender may well get ready an individual approach or independent ideas for its facility-primarily based assessment parts, retail lending assessment locations, outside the house retail lending area, or other geographic areas that would be evaluated within the absence of the permitted program.
가장 직관적이고 기본적인 방법은 웹 브라우저 주소창에 네이버 주소를 입력하는 것입니다. 네이버의 공식 주소는 ""입니다. 주소창에 이 주소를 입력하고 엔터 키를 누르면 네이버 메인 페이지로 이동합니다.
The Board considers Group enhancement loans and Local community improvement investments allocated pursuant to paragraph I.b of appendix B to this element.
In Just about every applicable Retail Lending Check Area, the Board evaluates originated and procured loans in Each individual of the subsequent merchandise strains that is a main solution line, as described in paragraph (d)(2) of the area:
If a financial institution set up annual measurable goals and isn't going to meet a number of of its satisfactory goals, the Board will look at the following things to determine the effect on a financial institution's CRA performance analysis:
(ii) Why an analysis in the financial institution pursuant to any facet of a approach in paragraph (d)(one) of the portion would a lot more meaningfully mirror a financial institution's report of assisting to meet up with the credit history requires of its Local community than if it had been evaluated beneath the efficiency assessments that might use while in the absence of an authorized program; and
(D) A small lender might contain a community progress loan or community progress expenditure element and accompanying yearly measurable aims in its plan.
(one) Revitalization or stabilization, necessary Neighborhood services, crucial community infrastructure, and catastrophe preparedness and climate resiliency things to do in Native Land Spots are functions exclusively focused to and done in Native Land Spots.
suggests a bank, excluding a lender selected as being a constrained goal bank pursuant to § 228.26, that experienced property of a minimum of $2 billion as of December 31 in both of those of the prior two calendar years. The Board adjusts and publishes the figure During this definition annually, dependant on the yr-to-year alter in the typical of the Consumer Price tag Index for Urban Wage Earners and Clerical Personnel, not seasonally modified, for every twelve-month period ending in November, with rounding to the closest million.
implies a closed-stop residence mortgage loan or an open-finish home mortgage loan loan as these phrases are outlined In this particular portion.
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) Any increase in the calendar year to an current Neighborhood improvement loan that's refinanced or renewed or to an present community development investment that is definitely renewed;
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The Board considers the loans, expenditure, companies, and merchandise of a financial institution's operations subsidiaries below this part, Except an operations subsidiary is independently topic to the CRA.